Track Archive

My Best Budgeting Tip: The Spending Ceiling

I’ve been a personal finance junkie for going on 8 years. How do I know the time frame so well? It all started as soon as I graduated college. I’ve been looking for a life changing budgeting tip or hack since then. I feel like I know quite a bit about budgeting when it comes to your personal finances. I’ve already shared …

7 Types of Personal Budgets

I’ve been an avid personal finance reader for some time. Whether it be books, blogs or magazines I feel like I’ve read it all. When I started my first budget in 2011 I kind of did my own thing. Since then I’ve learned all about the different types of personal budgets. Lately I’ve touched on quite a few budgeting topics. Whether it …

Utilizing focus to avoid overspending

Warren Buffet and Bill Gates once got together (I know kind of crazy right) and were asked the key to their success. Each of them, independently, said focus. Does that make you rethink all the little things you’ve been chasing as of late? If two of the wealthiest individuals in the world both believe that focus is the single most important ingredient …

The Best Budgeting Tools of 2019

Before you dig in I wanted to let you know I’ve put a super quick summary of the post at the bottom. Just scroll down and look for “TLDR Summary”. I’ll be honest. I’m the weird guy that’s been attempting to do a budget since he got out of college. My system today looks so much different than before but I’ve just …

3 Easy Steps to Creating a Monthly Budget

Lately we’ve been focusing on several deep personal finance topics. Whether it be what net worth is, how to grow it or the potential benefits of budgeting, I think its all foundation type stuff that needs to be first on anyone’s personal finance checklist. Now its time to get to the nitty gritty. Its time to discuss how to create a budget. …

The Easiest Side Hustle to Start Today

Is it just me or does it seem like everyone is looking for a side hustle that prints money while they sleep? That would be one heck of a infomercial! In this post I’ll walk you through my logic for the easiest side hustle you can start today. Certainly there are drawbacks but everyone has got to start somewhere. What if I …

6 Tips to budget as a couple

Budgeting as a couple is something I’ve struggled with and it took me a long time to do well. I’m nearly 8 years into marriage and still getting better on the budget side. Early on when I started I simply didn’t have a vision. I’ve since learned some tips on budgeting for couples I got tripped up by every little stumble or …

Tracking Expenses: 5 Reasons to Start Now

At work lately I’ve been spending more time researching publicly traded companies. This involves reviewing reports that the business is required to put together each quarter and year to help communicate to shareholders where they are at financially. Is there any reason a business should track their finances? In this post I’ll detail out why tracking expenses is so important. My home …