Money Management Archive

I’ve been an avid personal finance reader for some time. Whether it be books, blogs or magazines I feel like I’ve read it all. When I started my first budget in 2011 I kind of did my own thing. Since then I’ve learned all about the different types of personal budgets. Lately I’ve touched on quite a few budgeting topics. Whether it …

Where should I put my emergency fund? Yes, the age old question. If you are anything like me that emergency fund represents so much. Its a source of income if I were to lose my job. Its confidence knowing that I can cover a new set of tires or brakes for my car. Its even heat in the winter knowing I can …

How much house can I afford? This is a question that is asked by every single person buying a house. While some may need to know the exact number a little better than others, we all need to have a pretty good idea before we even begin shopping. There are a few things to consider before we are able to get to …

Your monthly budget is so important. As I evaluate mine each month I look at the big rocks and think, how could I lower these? Sometimes thats easier said than done but I’m constantly thinking that I need to avoid big expenses. The biggest expense is nearly always your mortgage. The question is “how much house can you afford?”. Right now those …

I’ve been budgeting for what seems like ever. I rely on budgeting as a key tool in my arsenal to continue to fight lifestyle inflation and grow my net worth. If I wasn’t budgeting I know I’d be giving in to lifestyle inflation. Budgeting takes so much time though. There are so many things I need to think about and plan for. …

I’ve been a personal finance junkie for going on 8 years. How do I know the time frame so well? It all started as soon as I graduated college. I’ve been looking for a life changing budgeting tip or hack since then. I feel like I know quite a bit about budgeting when it comes to your personal finances. I’ve already shared …

Warren Buffet and Bill Gates once got together (I know kind of crazy right) and were asked the key to their success. Each of them, independently, said focus. Does that make you rethink all the little things you’ve been chasing as of late? If two of the wealthiest individuals in the world both believe that focus is the single most important ingredient …

Before you dig in I wanted to let you know I’ve put a super quick summary of the post at the bottom. Just scroll down and look for “TLDR Summary”. I’ll be honest. I’m the weird guy that’s been attempting to do a budget since he got out of college. My system today looks so much different than before but I’ve just …

  I don’t know about you but budgeting can seem so overwhelming. There are so many things to do, look into, plan for, etc. In this post I’ll cover how to set up a monthly budget and do my best to put together a comprehensive list of items that have all been in my budget at one time or another. I remember …

Lately we’ve been focusing on several deep personal finance topics. Whether it be what net worth is, how to grow it or the potential benefits of budgeting, I think its all foundation type stuff that needs to be first on anyone’s personal finance checklist. Now its time to get to the nitty gritty. Its time to discuss how to create a budget. …