Some Things to consider on travel

Traveling has been proven to be great for your mental health, so how can we do more of it?  Vacationing on a budget can allow you to make more trips. Here are some ways to plan on a frugal travel experience. Paying for a Trip Since your friends are probably unlikely to respond to a GoFundMe for your weekend in Mexico, you’re …

Success is on you not your fancy laptop

My daughter and I do so many fun things together. Oftentimes we can turn a chore into a fun game. Part of it is because she likes to “work” with me. Whether we are fixing something around the house, pulling weeds or sweeping the garage she wants to do it with me. Whenever we are doing a task individually she quickly picks …

How much house can I afford?

Your monthly budget is so important. As I evaluate mine each month I look at the big rocks and think, how could I lower these? Sometimes thats easier said than done but I’m constantly thinking that I need to avoid big expenses. The biggest expense is nearly always your mortgage. The question is “how much house can you afford?”. Right now those …

The $5,000,000 lunch & how to invest in yourself

If you hadn’t heard someone paid almost 5 MILLION DOLLARS to eat lunch with Warren Buffet. When I first read that I was shocked. Does Warren slide you the money back under a napkin at the table? Is a pile of cash your first course? Why would someone pay that much money for lunch with one of the wealthiest individuals in the …

You don’t get something you don’t aim at

I was listening to Jocko Podcast Episode 98 the other day and something he was discussing with his guest really stuck with me. I’m not sure if it was him or his guest but they said the following: You don’t get something you don’t aim at Isn’t that groundbreaking? Its just one of those things that is so simple yet profound. I’m …

The Echelon Front Muster & Extreme Ownership

A few weeks ago I went to an event put on by Jocko Willink, Leif Babin and their team called the Echelon Front Muster. It was an amazing event put on by an outstanding group of people. I can’t say I put a lot of thought into any expectations I had. However, I can say the event would have exceeded anything I …

6 keys for success for the new graduate

There are so many young adults either graduating high school or college right around this time. Its refreshing to think about. Its been 8 years since that was me and man a lot has changed. If I could go back and live those 8 years I would certainly have done things differently. In this post I will share the keys to success …

A budgeting hack: the short term savings account

I’ve been budgeting for what seems like ever. I rely on budgeting as a key tool in my arsenal to continue to fight lifestyle inflation and grow my net worth. If I wasn’t budgeting I know I’d be giving in to lifestyle inflation. Budgeting takes so much time though. There are so many things I need to think about and plan for. …

My Best Budgeting Tip: The Spending Ceiling

I’ve been a personal finance junkie for going on 8 years. How do I know the time frame so well? It all started as soon as I graduated college. I’ve been looking for a life changing budgeting tip or hack since then. I feel like I know quite a bit about budgeting when it comes to your personal finances. I’ve already shared …

7 Types of Personal Budgets

I’ve been an avid personal finance reader for some time. Whether it be books, blogs or magazines I feel like I’ve read it all. When I started my first budget in 2011 I kind of did my own thing. Since then I’ve learned all about the different types of personal budgets. Lately I’ve touched on quite a few budgeting topics. Whether it …