Where to start with budgeting

In this post I’m going to walk you through, step by step, where to start with budgeting. For most its not the most fun process but its CRUCIAL to personal finance success! Feeling overwhelmed? I’ve been in your shoes. Believe me. You want so badly to start taking the right steps on your personal finance journey but you have NO IDEA where …

50 secrets to a happy life

Today I’m going to discuss some secrets to a happy life. A family member of mine is going through some help complications right now and they’ve been on my mind a lot lately . The more they are on my mind, the more I keep coming back to the tremendous example that they have set. Their life is another great example of …

3 Keys to Christmas Budgeting

Christmas is supposed to be such a fun, happy time of year with no stress or worry. Its funny that this usually happens to not be the case. While I don’t think anything too extreme happens in my house I know of some that the stress levels go through the roof, especially when it comes to christmas budgeting. Its time to take …

Leveling up in life.

I had a birthday last week in which I turned the big 3-1. As I look back on the last 31 years I feel like each year is better than the last. I work hard every day to get better and stay strategic in my decision making and the use of my time. Now that I’m at level 31 in this game …

6 debt management tips for young professionals

Hey everyone! I’m happy to share a guest post from Andy over at Pennyless Dad on debt management tips. After you are done checking out this post head on over and check out more content! Young professionals are the driving force behind the propagation of the human civilization. They define power, new wave of professionalism, modern thoughts, charisma, and surely financial independence. …

5 reasons to have a credit card

There are so many different companies, offers, and options that there is certainly one out there for everyone. In this post I’ll walk through five reasons to have a credit card that I’ve found. I’m not sure Dave Ramsey wouldn’t necessarily see eye to eye with me on this but I love credit cards. I’ve been using credit cards for my daily …

Should you max out retirement accounts?

Retirement! Why did I start saving in my 20s for something that won’t happen for so long? While its frustrating for me it does give me the peace of mind that I am actually saving. However, I don’t do it quite as conventionally as some. In this post I’ll dive deep into the question: “should you max out your retirement accounts?” Conventional …

7 Types of Personal Budgets

I’ve been an avid personal finance reader for some time. Whether it be books, blogs or magazines I feel like I’ve read it all. When I started my first budget in 2011 I kind of did my own thing. Since then I’ve learned all about the different types of personal budgets. Lately I’ve touched on quite a few budgeting topics. Whether it …

Where to put my emergency fund?

Where should I put my emergency fund? Yes, the age old question. If you are anything like me that emergency fund represents so much. Its a source of income if I were to lose my job. Its confidence knowing that I can cover a new set of tires or brakes for my car. Its even heat in the winter knowing I can …